Our Services
What we offer
Living Benefits Life Insurance
This is not your parent’s or grandparent’s old life insurance. Today you can benefit from your policy while living and provide income and protection to your family when they need it most. Sometimes called “New” Life Insurance, living benefits policies are changing the game when it comes to life insurance.
Individual Tax-Free Retirement Planning
With pensions almost eliminated, many people see their 401k or a traditional IRA as their only option. But they don’t think about the taxes that will have to be paid once the money is withdrawn or mandatory distributions at age 70. There are Tax-Free retirement options that offer many more benefits.
Executive Bonus Plans & Key Employees
Keeping and retaining top employees can be challenging, but there are lots of options utilized by large Fortune 500 companies for their executives that small and medium size businesses can take advantage of. One of those is a Tax-Free Executive Bonus Plan. Imagine providing additional compensation at a reduced rate that’s tax deductible.
401k & 403b Rollover
Have a recent career change, have your old 4o1k at a previous company you never rolled over, or are you retiring? We can help you rollover those funds into another tax-advantage retirement for growth or retirement withdrawal.
Million Doller Baby & College Savings Plan
Most people know about the importance of saving for your child’s or grandchild's college, but they don’t know that there is a tax-free way to do it that does not count toward FASA. This same tool can also be a powerful wealth-building vehicle that can give your child or grandchild Tax-Free income for life.
Legacy Planning
A strong financial foundation will ensure you leave a legacy for future generations. We can develop a financial plan that helps you manage risk that includes investments safe from lawsuits, bankruptcies, tax liens, divorce, and much more. Also, Tax-Free strategies that will help you pass down homes, land, and other assets.
Small Business Tax-Free Retirement Planning
Owning and running a business takes hard work and dedication, and often, business owners overlook the need to save for retirement. There are retirement options that allow business owners the unique opportunity to deduct their retirement contribution as a tax right-off and withdraw their money Tax-Free; we call this a double win.
Fixed Index Annuities
Running out of money or not having enough money for retirement is a common fear, but with proper planning, this can be voided. Let us show you how strategically using annuities can help insure you have money for life. Regardless of age, annuities can be a great way to provide a guaranteed source of income.
Let’s Talk
We would love to discuss your insurance and planning to protect you from today’s high inflation and future tax increases.
